Refer & Earn Terms
Credit Veto Africa Refer & Earn Program – Terms and Conditions
These Refer & Earn Terms and Conditions ("Referral Terms") govern participation in the Credit Veto Africa referral program (the "Program"). By participating in the Program, users agree to comply with these Referral Terms in addition to the general Terms of Service of Credit Veto Africa.
1. Program Overview
The Credit Veto Africa Refer & Earn Program allows registered users ("Referrers") to earn referral rewards by inviting new users ("Referees") to join the Credit Veto platform using a unique referral link or code provided within the application.
2. Eligibility
To participate in the Program:
• The Referrer must have an active Credit Veto account and have done at least tier 1 KYC verification.
• The Referee must be a new user who has not previously registered on the Credit Veto platform.
• The Referee must register using the Referrer's unique referral link or code.
Credit Veto reserves the right to determine eligibility at its sole discretion.
3. Qualifying Referral
A referral shall be considered a Qualified Referral when the following conditions are met:
• The Referee successfully registers on Credit Veto using the Referrer's referral link.
• The Referee completes the required account setup and KYC verification.
• The Referee spends up to ₦3,000 on successful transactions within the Credit Veto platform.
Successful transactions may include bill payments, airtime purchases, data purchases, or other transactions supported by the platform.
4. Referral Reward
For each Qualified Referral:
• The Referrer will earn a reward of ₦200 (Two Hundred Naira).
• Rewards will be credited to the Referrer's Credit Veto account once the qualifying conditions are verified.
5. Referral Limits
Credit Veto may impose limits on the Program, including but not limited to:
• Number of Eligible Referrals: The maximum number of referrals that qualify for rewards.
• Total Number of Referrals: The total number of users a participant may invite.
• Maximum Amount Earned: The total reward amount a user may earn from referrals.
These limits may be displayed within the user's referral dashboard in the Credit Veto application.
6. Referral Tracking
Each user will be provided with a unique referral link and code. All referrals must be made using this link or code in order to be tracked and qualify for rewards.
Credit Veto shall not be responsible for rewards that cannot be attributed to a Referrer due to incorrect or missing referral links.
7. Reward Credit and Withdrawal
Referral rewards will be credited to the Referrer's account after verification of the qualifying referral activity.
Credit Veto reserves the right to delay or withhold rewards while verifying transaction authenticity.
Rewards are subject to be used within Credit Veto to pay bills.
8. Prohibited Activities
Participants in the Program must not:
• Create fake or duplicate accounts to generate referral rewards.
• Refer themselves using multiple accounts.
• Use automated systems or bots to generate referrals.
• Engage in fraudulent, misleading, or abusive promotional practices.
Violation of these rules may result in:
• Cancellation of referral rewards.
• Suspension or termination of accounts.
• Disqualification from the Program.
9. Program Modification or Termination
Credit Veto reserves the right to modify, suspend, or terminate the Refer & Earn Program at any time without prior notice. Changes may include:
• Modification of referral reward amounts.
• Changes to spending requirements.
• Adjustment of referral limits.
10. Final Determination
Credit Veto's determination of eligibility, reward qualification, and program compliance shall be final.
11. Governing Terms
Participation in the Refer & Earn Program is also subject to the general Credit Veto Terms of Service and Privacy Policy.
12. Contact Information
For inquiries regarding the Refer & Earn Program, please contact:
Credit Veto Africa
Email: [email protected]